Tagged: Personal Finance

Maybank vs Citibank Savings Interest

As stated in my previous post: High Interest Rate Savings Account, the interest rates of the better savings account of Maybank and Citibank are as below 1) Citibank Stepup Account Base interest – 0.16%p.a. Step-Up to 1%p.a.over 12 months 2) Maybank iSAVvy Savings Account 0.50%/0.75% + 6% IOI — iSAVvy savings (min $5k/$50k) Daily balance below S$5,000 (0.25% [...]

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Stanchart eSaver Interest Rates

Current Stanchart eSaver Interest Rates is listed as below: 0.40%/0.50% — e$aver (min $0/$50k) Daily balance below S$50,000 (0.40 % p.a.) Daily balance of S$50,000 to S$199,999 (0.50 % p.a.) Daily balance of S$200,000 & above (0.68 % p.a.) You might want to consider FairPrice Plus Savings Account as it offers better interest rate of 0.50 [...]

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Borrowing Money Explained

Borrowing money requires a lot of discipline. Be sure to try your best to repay the loan amount before the loan term finish. It is important to pay the money back on time so as to avoid paying extra penalties such as late payment fee which only adds to your financial woes. Know the terms [...]

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