Tagged: Personal Finance

Buy A Car – Is It Worth It?

Do you really need a car? I have owned a car for 3 years in the past. Monthly maintenance comes close to 1000 dollars per month with those road tax and misc charges all added in. Now with public transport, I am only spending about 150 dollars per month with buses and MRTs. In my case, [...]

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Step-Up Interest Account & FairPrice Plus Savings Account Reduce Interest

Citibank’s Step-Up Interest Account & FairPrice Plus Savings Account has reduced their interest rate yet again! Bad news for us who have savings in these accounts. Step-Up Interest Account still offers the highest interest rate if you have managed to step-up to the max. You might want to consider Maybank’s iSAVvy Savings Account or StandChart’s [...]

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Do You Pay With Cash, Check, or a Credit Card?

If They accept credit cards, I usually charge everything to my credit card. Nowadays I only use SingTel-UOB Visa Platinum Card as it is convenient and it offers cash rebate which offset my handphone bill. One plus point to use credit card is that you know where your money is spent on by looking at the [...]

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