Actions Brings Results & Results Builds Confidence!

Nothing is impossible with a Credit Card? THINK AGAIN! A small amount of credit card debt can quickly snowballed to a huge sum if it is not taken care of properly. Banks charge 24%p.a. interest on an overdue amount, there is an addition $30 late payment fee if you forgot to pay or missed the [...]

As stated in my previous post: High Interest Rate Savings Account, the interest rates of the better savings account of Maybank and Citibank are as below 1) Citibank Stepup Account Base interest – 0.16%p.a. Step-Up to 1%p.a.over 12 months 2) Maybank iSAVvy Savings Account 0.50%/0.75% + 6% IOI — iSAVvy savings (min $5k/$50k) Daily balance below S$5,000 (0.25% [...]

Current Stanchart eSaver Interest Rates is listed as below: 0.40%/0.50% — e$aver (min $0/$50k) Daily balance below S$50,000 (0.40 % p.a.) Daily balance of S$50,000 to S$199,999 (0.50 % p.a.) Daily balance of S$200,000 & above (0.68 % p.a.) You might want to consider FairPrice Plus Savings Account as it offers better interest rate of 0.50 [...]

The base interest of Citibank Step-Up Account starts from 0.16% p.a. If your minimum monthly balance is higher than the previous month’s minimum balance, the interest will step up automatically. The step up interest is 0.07% p.a. The interest rate steps up (adds up) each month to a maximum of 1.0% p.a. over a 12-month [...]

Borrowing money requires a lot of discipline. Be sure to try your best to repay the loan amount before the loan term finish. It is important to pay the money back on time so as to avoid paying extra penalties such as late payment fee which only adds to your financial woes. Know the terms [...]