Closing My Standard Chartered XtraSaver Account

Standard Chartered XtraSaver Account used to be my darling account. I used it for my everyday expenses because it gives generous cashback of 2% on¬†MasterCard transactions and 0.5% cashback on NETs transactions. It often adds up to a few dollars cash rebates each month Now I have decided to close my¬†XtraSaver Account and put the funds …

Taking My Time To Pay Off HDB Housing Loan

To own a house in Singapore is really not cheap. Other than the HDB housing loan, the running cost of maintaining the house can really poke a hole in one’s pocket. I have just moved into my Nest not too long ago, and entered into another phase of my life. Everything needs to be done by …

Know Your Destination!

We finally boarded a taxi after a 10 mins wait at City Square and told the taxi driver: “Uncle, BMS Mall.” Taxi uncle asked: ” Do you have the address of the place that you wanted to go?” We replied: “BMS Mall, the place for renovation stuffs.” Taxi uncle: “There are a lot of renovation shops …

My 2014 Projects

Project Nest I have finally received the keys to my BTO nest on the 4th Dec 2013. Me and my wife have diligently saved for the renovation cost for the past 3 years. For the next 3 months, we will spend lots of effort into renovation and moving into our love nest. After moving into our …

My Stocks Review 2011-2013

Today is the last day of 2013. Here is a review of my stocks journey from 2011 to 2013. Cash Remarks 2011 2012 2013 Total -1,711.90 -47.88 6,897.84 Div 232.50 980.00 2,368.50 Net -$1,479.40 $932.12 $9,266.34 CPF Total -$101.15 $2,724.53 Div $1,646.50 Net -$101.15 $4,371.03 I started my stocks journey in 2011 and the Euro crisis …