Little Guy in Little Red DotActions Brings Results & Results Builds Confidence!2012-01-01T01:34:02Zhttp://seng-lee.com/feed/atom/WordPressSeng Lee<![CDATA[Seth Godin – The Man With A Unique View]]>http://seng-lee.com/?p=14852012-01-01T01:34:02Z2012-01-01T01:34:02Z
This means that I can save 0.5% off anything by using XtraSaver Account Debit Card to pay off the bill through NETS.
0.5% Cashback on S$100 is S$0.50!
S$0.50 is nothing?
These few months, my Singtel UOB Credit Card bill comes up to about S$550 due to some installments payments. I paid off the bill through SAM machines using XtraSaver Account Debit Card and I was able to get about S$2.75 back in Cashback!
Save Money
I had saved S$2.75 off the S$550 bill payment!
It is important to save every cents possible, every cents saved is cents earned!
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]]>0Seng Lee<![CDATA[How To Save 2% On Public Transport Fares]]>http://seng-lee.com/?p=13672011-11-18T09:07:51Z2011-11-15T11:35:52Z
Image via Wikipedia
After I sold my car a few years back to save money, my main mode of transport is by public transport such as bus and MRT.
It really is about 10 times cheaper taking public transport, from S$1000 reduced to about S$100 per month. Imagine the amount of money saved just by taking public transport.
However, the transport fare is getting more and more expensive. Recently, Public Transport Council had approved a 1 per cent public transport fare hike which was effective last month on 8th October.
On Friday morning, the PTC announced that from Oct 8, adult card fares for buses and trains will increase by 2 cents per journey.
Senior citizen concessionary fares will increase by 1 cent per journey. There will be no change to child and student concessionary card fares.
On average, the PTC said the fare hike works out to about a rise of 15 cents per week for 85 per cent of commuters.
My solution to save money on public transport is by using POSB Everyday Card to pay for transport fare.
It is a credit card as well as and ez-link card, by using the EZ-Reload feature which will auto top-up when the fund runs low, you can get 2% back in rebate.
I do not need to worry about the need to top-up the fund when funds run low and get 2% rebate at the same time :)
POSB Everyday Card will remain to be my main way of paying for transport fare until i can find better rebate elsewhere.
Cheers!
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]]>0Seng Lee<![CDATA[How To Solve Youtube Video Green Screen]]>http://seng-lee.com/?p=13402011-11-09T05:02:58Z2011-11-09T05:01:27Z
Image via Wikipedia
Recently, whenever I go to youtube to watch videos, the video screen will just turn green and freezes my internet explorer.
It just happened within these few days, I had no problem watching videos that I had on my PC, just youtube had this problem.
I wondered why?
I had suspected the culprit to be my graphics card. Which I am relieved that it isn’t the case :)
It is due to a setting in adobe flash player.
The solution is:
1) go to youtube.com
2) just randomly choose a video to watch
3) just before the video starts to load, press pause
4) right click on the video and click on “setting”
5) on the “display” tab, untick “Enable Hardware Acceleration”
6) enjoy the videos!
You might think that 2% is nothing, or an amount too small to bother about it.
But hey, its your money!
Money that you worked your ass off to earn it!
Money Saved Is Money Earned.
The actual amount of money earned is actually the money you are able to save at the month’s end. It is important to realise this fact.
For S$1000 paid using XtraSaver Debit Card, you get back S$20 cash back at the end of the month.
Compare this with S$1000 saved in a POSB savings account, which offers only 0.05% p.a. interest, you get S$0.04 per month!
Nowadays, all my expenses are concentrated on this card as it gives me 2% cashback automatically, it beats all other cards because I don’t need to get headaches about what things to redeem.
My goal is to make a comfortable stream of income through the internet. I have seen what kind of income it can bring and the endless opportunities in it.
It has now come to a point where I need to make a major decision in life.
Staying or leaving my job.
“My young friend, you ran for dinner; but the rabbit ran for his life!”
I believe the above quote does bring about different results in what I want to achieve.
Can you see the link between the fox and the rabbit and the below pairs?
1) A salaried worker and an entrepreneur?
2) A part-time trader trading for extra pocket money and a full-time trader trading for a living?
3) An investor investing to protect his wealth versus an investor investing to grow his wealth?
It about going all-out and doing it wholeheartedly.
]]>0Seng Lee<![CDATA[Are You Ready For Financial Decisions?]]>http://seng-lee.com/?p=13232011-10-26T01:33:08Z2011-10-26T01:33:08Z
Financial education is very important in one’s life. No matter how much you do not like numbers and calculation, its still a “must have” skill in this area.
Everyday you are making financial decisions, no matter big or small, and it does impact your future financial wellness.
Have you given much thought about these key financial decisions in your life?
• Managing Your Cash Flow
• Buying A House Within Your Means
• Taking Charge of Your Healthcare Costs
• Securing Your Retirement
CPF board is launching “Are You Ready?” to educate Singaporeans on planning for their financial decisions in the areas listed above.
There are now 2 free talks available for registration for young working adults and those reaching 55 soon.
