Maybank eCard Platinum offers Unlimited free admission to Sentosa Island and unlimited free rides to Sentosa through the Sentosa Express.

If you are a beach plus Sentosa lover, you will be tempted to apply for it.

Maybank eCard Platinum also offers some discounts of up to 50% at some of the island eateries like The Coffee Bean & Tea Leaf and Delifrance, Sentosa Accommodation like the Siloso Beach Resort and Rasa Sentosa Resort, Sentosa Attractions like the Singapore Cable Car & Songs of the Sea.

Be sure to apply for the Maybank eCard Platinum before 31/12/08 to enjoy S$100 cash credit and 10-year annual fee waiver.

I have already applied for it, what are you waiting for?

Click here to apply

Sentosa Siloso Beach

Sentosa Sunset Near 'Songs of The Sea'

If you are still having the bulk of your savings in normal savings account like POSB whose bank interest rate is 0.25%p.a., you might want to reconsider again. You might want to consider moving some of your savings to banks that offers high interest rate. One such bank is FairPrice Plus, currently offering 1%p.a. interest rate.

Take the example of $10,000 Savings,

Interest for the month in POSB Savings Account is 10000*0.0025/12 = $2.08

Interest for the month in FairPrice Plus Savings Account is 10000*0.0025/12 = $8.33

As you can see, there is 4x difference in the interest you get per month, every dollar counts.

One other Savings Account that you can consider is Maybank iSAVvy Savings Account, current interest rate is 1.08%p.a. with minimum $5000 deposit.

Be wise to know where to store your money.

PSP-3000 is a New Improved model of Playstation Portable PSP. PSP 3 has a new LCD device with vastly improved picture quality, achieving a more natural and vivid picture than older models. PSP 3 also added in a Built-in microphone.

The Pearl White version comes with a textured surface to reduce fingerprints.

The playstation portable psp package includes an AC Adapter and Battery Pack.

Check the latest price on PSP 3 here

Multi AV Output Charge STAND Remote For PSP 3000 Lite    US $15.90

Sony Offical PSPPSP 2000PSP 3000 GPS Receiver PSP 290    US $33.13

Wireless Headphone Earphone FM Radio 4 PSP 2000 3000    US $8.21

Sony PSP 3000 Ratchet and Clank Limited Edition Bund    US $167.50

Sony PSP 3000 system slim silver slightly used 1gb    US $162.50

PSP 2000 3000 Wireless Headphone Earphone FM Radio    US $10.99

Sony PSP 3000 Handheld game system Used    US $76.00

Sony PSP 3000 Limited Edition W 8 Gig Card and Games    US $187.50

Sony Offical PSP PSP 2000 PSP 3000 GPS Receiver PSP    US $74.00

CAR Mount Suction STAND Cradle Holder for Sony PSP 3000    US $11.92

Sony PSP 3000 Handheld game system piano black    US $86.00

SONY PSP 3000 CONSOLE PIANO BLACK NEW LATEST MODEL    US $178.93

HORI Sony PSP Slim 2000 3000 Screen Protective Filter    US $7.99

New Sealed Sony PSP 3000 Ratchet and Clank Bundle    US $175.00

Sony PSP 3000 Handheld game system AS IS    US $5.00

SLIM STEREO SPEAKER IPOD VIDEO iPHONE 3G TOUCH PSP 3000    US $46.38

PSP 3000 Ratchet and Clank pack 2 games2 movies 1gb    US $112.50

SONY PSP 3000 LIMITED EDITION RATCHETCLANK W 13GAMES    US $280.00

NEW SONY PSP 3000 FREE GAME NATTREASURE MOVIE 1GB    US $208.98

New PSP Soft Pouch 3000 Model Fast 2 5 Day shipping    US $1.99

View Page:   1  2  3

More and more people in Singapore is falling into bad debt, a big part is due to gambling. With the current economic downturn, people seek to get their lucky break by buying 4D, TOTO or betting on soccer matches etc. I guess it would get worse when the casino opens.

Even though one knows that you are likely to lose 9 out of 10 times in gambling, they still continue doing it. When they run out of cash to gamble, some would turn to credit card advances or their line of credits and get into more debts.

Some people would just pay the minimum amount of their outstanding bill each month while some gets more credit advances from more banks to cover the current loans. At the interest rate of 24% p.a., the loan amount will soon snowball to a bigger amount of debt.

Once I was a gambler too, naive to believe I can crack the code of gambling and get rich. I burnt my fingers and lose a huge chunk of my savings. I was lucky not to get into bank loans and such as I was able to ‘wake up’ early.

It is hard to quite gambling, but you can make it if you have the will to do it. Bigger and bigger personal debt will soon lead to lots of family problems.

Live frugally and be happy!

Namecheap October Coupon Code = INDIANSUMMER

New domain registration at namecheap is $8.81

Standard Chartered eSaver Account is now offering Bonus Interest Rate of up to 1.88%p.a. on your Top-Up amount.

The offer last till 31 December 2008.

I guess most of the people falls in the less than $50,000 category and could only get 1.00%p.a. interest rate on the top-up amount.

If your balance is less than $50,000, I guess it is a better deal to put your money in FairPrice Plus Savings Account as they offers 1.00%p.a. interest rate from the very first dollar.

Taking boat from Changi Ferry Terminal

Departing Changi Ferry Terminal & on the way to Tanjung Belungkor

Changi Ferry Terminal to Tanjung Belungkor

Taking land transfer to The Pulai Desaru Beach Resort

The door of my Pulai Desaru Beach Resort Room

The comfy bed of my Pulai Desaru Beach Resort Room

One of the Pulai Desaru Beach Resort Restaurants

Serviette of the Pulai Desaru Beach Resort Restaurant

Having lunch at the Pulai Desaru Beach Resort Restaurant

To transfer money to Fairprice Plus Savings Account through Internet Banking:

OCBC's Bank Code = 7339

OCBC's Branch Code (3 digits) = 583 or 587

Account Number = 123456001 (eg. 587-123456-001 -> omit the first 3 digits and dashes)

Finally my FairPrice Plus Savings Account is ready!

The whole application process took about 2 weeks after mailing in my application form. I regret not applying for this high interest rate savings account earlier. If I didn't remember wrongly, they offered even better interest rates when they just launched the product.

FairPrice Plus Savings Account currently offers 1% p.a. interest rate which is higher than most savings account.

With a few banks cutting down the interest rates for their "used-to-be" high interest rate savings account in the past months, I hope FairPrice Plus stays at this interest rate for a longer period of time.

If you didn't have this savings account yet, why wait! Take advantage of the high interest rate now before it drops!

If anyone knows of any better bank account to put money in, please do let me know. Thanks in advance.

Sony Ericsson Cybershot C905 Promotion Video

Sony Ericsson Cybershot C905 Detailed View

Sony Ericsson Cybershot C905 Review

Sony Ericsson C905 is such a wonderful camera phone, I think i will get it when it is out in Singapore.

Can't wait for it to launch. Heard that it should be in october.