Category: General

Maybank VS Standard Chartered Time Deposits

Suddenly so many banks are having promotions for their time deposits by offering higher interest rate to entice you to park your money with them. It is about 1% p.a. for quite a long time. That’s why I got interested when they advertise on the newspapers! Some of the banks are Maybank, Standard Chartered and ICICI Bank. I am …

Buffett’s Best Tip For Personal Finance

Opportunity never sneaks up on those who straddle the fence of indecision. – Napoleon Hill Personal finance is actually very simple. It is very important to keep things simple, as complicated things is troublesome and soon you will lack the determination to follow through. Some simple and wise advice from Warren Buffett: @ You never want …

Become A Millionaire / Just 3 Steps

Do you want to be a millionaire? I know at least you do desire for a lot more money than you currently have now in your savings account. I do aim to be one hopefully in the not too distant future. :) After you become a millionaire, you can give all of your money away because …

I Love Frugal Living

I love being frugal. I love simple living. It is a habit. It is my way of life. Frugal =/= Cheapskate Frugality according to wikipedia is the quality of being frugal, sparing, thrifty, prudent or economical in the use of consumable resources such as food, time or money, and avoiding waste, lavishness or extravagance. I don’t spend …

Just Start! Use Money To Make Money

The rich gets richer, and richer and richer! Its because they know how to manage their money and invest their money. You might ask me: “But I do not have money to invest right now.” Well, you got to start! Start what? Start to earn money, start to cut down on your expenses, start to save …

My Simple Finance – Credit Cards

How many credit cards do you own? I guess there are easily more than 3 credit cards from various banks in your wallet right now. I used to have a liking for credit cards, no real use for them except adding them to my collection. One day it suddenly hit me that it is quite stupid to do that, …

How To Save On Credit Card Annual Fee

Sometimes I get a shock on my credit card bill, not a big shock, just a mild one. Recently, I notice I have a red -$192.60 on one of my credit card statement that is seldomly used. Actually, my wife told me to have a look at my credit card statement as she also have the same …

How To Setup Monthly Transfers Between Savings Account

If you would be wealthy, think of saving as well as getting -Benjamin Franklin If you have different savings account, paying yourself first is relatively easy to setup. Using POSB/DBS savings account as an example: Login to your POSB/DBS internet banking account Click on “Fund Transfer” (1) Click on “Standing Instruction” (2) Click on “Add New …

Try These Simple Money Saving Tips

Saving money don’t necessarily require drastic action, and you may even want to try some of these out simply as ways to save up for something you want. Here are some great money-saving tips that you probably knew, why not try it out! Driving Is Expensive Your car is probably one of the most expensive item in your life. …