Category: General

Save Money: Have Cheaper Haircut

How many times do you cut your hair in a year? How you ever wondered how much you spend on your hair annually? Haircut is a monthly affair for me as I am having short hair. When spotting short hair, it is important to keep it neat and tidy. I used to visit a hair saloon …

Have Fun and Earn Cash Rewards with Insinc.sg

I have participated in Insinc.sg for quite a period of time and I have fun with it. If you didn’t know what is Insinc.sg, it is  a website supported by LTA that gives incentives for Singapore’s Commuters who use  the MRT or LRT to earn cash rewards. As we know, taking train between 0730-0830 is a nightmare! So, their …

The Rich Have Frugal Habits

I am not rich but I hope I will be some day in the future, I have come across this article “Take Note of These 5 Frugal Habits of the Rich” and  I realise that I have been praticing these habits too. OK, maybe some day I can be one of the “Rich” too :p Drive a modest car Your car …

Maybank VS Standard Chartered Time Deposits

Suddenly so many banks are having promotions for their time deposits by offering higher interest rate to entice you to park your money with them. It is about 1% p.a. for quite a long time. That’s why I got interested when they advertise on the newspapers! Some of the banks are Maybank, Standard Chartered and ICICI Bank. I am …

Buffett’s Best Tip For Personal Finance

Opportunity never sneaks up on those who straddle the fence of indecision. – Napoleon Hill Personal finance is actually very simple. It is very important to keep things simple, as complicated things is troublesome and soon you will lack the determination to follow through. Some simple and wise advice from Warren Buffett: @ You never want …

Become A Millionaire / Just 3 Steps

Do you want to be a millionaire? I know at least you do desire for a lot more money than you currently have now in your savings account. I do aim to be one hopefully in the not too distant future. :) After you become a millionaire, you can give all of your money away because …

I Love Frugal Living

I love being frugal. I love simple living. It is a habit. It is my way of life. Frugal =/= Cheapskate Frugality according to wikipedia is the quality of being frugal, sparing, thrifty, prudent or economical in the use of consumable resources such as food, time or money, and avoiding waste, lavishness or extravagance. I don’t spend …

Just Start! Use Money To Make Money

The rich gets richer, and richer and richer! Its because they know how to manage their money and invest their money. You might ask me: “But I do not have money to invest right now.” Well, you got to start! Start what? Start to earn money, start to cut down on your expenses, start to save …

My Simple Finance – Credit Cards

How many credit cards do you own? I guess there are easily more than 3 credit cards from various banks in your wallet right now. I used to have a liking for credit cards, no real use for them except adding them to my collection. One day it suddenly hit me that it is quite stupid to do that, …