Little Guy in Little Red Dot
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How to save money on wedding banquet? With a bit of research on the internet, I have found a way to do so.

Some people may like to clock reward points onto their credit cards, but I prefer cashback the most, because I can use the cashback on things I really wanted to buy instead of restricting myself to the redemption offered by the banks which usually is quite useless to me.

Wedding banquet is very expensive and involved a big amount of money. With a table easily costing over $1000, It easily mounts to $30k and even higher!

I find that Standard Chartered Bank offers the best cashback with their debit and credit card.

Standard Chartered XtraSaver Debit Card
- offers 2% cashback (cap at $300 per month)

Standard Chartered Manhattan Platinum Credit Card
- offers 5% cashback (cap at $200 per quarter)

I can charge a amount of:
- $15,000 to XtraSaver Debit Card to get the max of $300 cashback
- $4,000 to Manhattan Platinum Credit Card to get the max of $200 cashback

I got my wife to apply for Standard Chartered Manhattan Platinum Credit Card too!

In total, we can get $700 cashback on amount of $23000. The rest of the bill can be charged to other cards to earn points or get 0.5% rebate using SingTel-UOB Platinum Credit Card which can offset my Singtel bill!

Never use cash to settle your banquet bill, you will miss out on the enormous amount of points or cashback.

Every cents saved is money in your pocket~

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Standard Chartered reduced eSaver Savings Account interest rate yet again!

Effective 1 Jan 2011, the interest rate for eSaver Account is 0.15% p.a. That is 0.05% difference from the previous 0.2% p.a. interest.

Throughout the years, eSaver have went through a few rounds of interest rate deduction and this is the new low.

To me, it it no longer attractive to deposit money into this account anymore. I guess it is no longer possible to see 2% p.a. interest for savings account anymore. :(

CIMB Starsaver still offers the better interest of 0.8 p.a.!

Incoming Search:

• esaver standard chartered singapore keep reducing interest

2010 is coming to a close and soon the government will be collecting money from you in 2011 in the form of income tax for the amount of money you have earned in 2010.

How Much Money Do You Have To Make To File Taxes?

If your income for the previous year (2010) is $22,000 or more, you need to submit a tax return.

You need to submit your completed paper tax form to IRAS by 15 April, or 18 April if you e-File.

Taxpayers have 30 days from the date of the Notice of Assessment (NOA) to pay the tax.

When no payment is received, a 5% penalty and subsequently a 1% additional penalty may be imposed on the outstanding tax!

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