Actions Brings Results & Results Builds Confidence!

  The most important step to reducing credit card debt is to stop using your credit cards. It takes longer to repay the debt if you keep using those swipe happy credit cards. The only way to ensure that you can stop using those cards is by cutting all the credit cards into samll pieces [...]

Credit card debt is the worst kind of debt. It basically means spending money you did not really have. It is considered unsecured debt as there is nothing of value backing it. Credit card debt is more like financial cancer because if it is left untreated, it will grow and choke your financial livelihood and [...]

Live life the way your resources could cater to your needs Plan your expenditures and stick to your plan. Prepare budget showing how much you would spend for a month and even for as short as a week. Do not throw away those receipts and other paper big or small just to remind you if [...]

*Note* Maybank eCard Platinum has been renamed to Maybank Platinum Visa. Maybank eCard Platinum offers Unlimited free admission to Sentosa Island and unlimited free rides to Sentosa through the Sentosa Express. If you are a beach plus Sentosa lover, you will be tempted to apply for it. Maybank eCard Platinum also offers some discounts of [...]

If you are still having the bulk of your savings in normal savings account like POSB whose bank interest rate is 0.25%p.a., you might want to reconsider again. You might want to consider moving some of your savings to banks that offers high interest rate. One such bank is FairPrice Plus, currently offering 1%p.a. interest [...]