I bet you are having at least one credit card with you. But normally what do you use them for? Buying things that you need or things that you want?
To me, Credit Cards are only good if you know how to control them and not letting them control you.
Enjoy this Credit Card Song by Old Man Pie
How do you feel after hearing the Credit Card Song? Feeling something familiar in the video?
This is one good advertisement by Mastercard. LOL.
1) Make your adsense ads blend
Have your adsense ads blend with your background and overall color scheme of your site. It helps to improve the click through rates by a lot. You may think that contrasting colors works better as it more prominent, but research has proven otherwise. Do not try to force your ads on your visitors, they won’t click on it. So blend in your ads with the rest of your site.
2) Use more than one ad format
Have a number of different ad formats on your website. The two best converting ad formats in general according to google are:
1) 336×280 larger rectangle
2) 160×600 wide skyscraper
This is a continuation of the previous post “Tips to Early Retirement“
6) OWN A BUSINESS
You could start a business if you have the right idea, relevant expertise and helpful partners, of cos that’s for traditional business. Nowadays, it’s not that difficult to start an internet business as it requires low or no cost.
No other investment can match the kind of returns that owning a business can give you. If you don’t have the inspiration to be an entrepreneur, then buy a piece of an existing company from the stock market, but that requires u to have a large sum of money and some expertise in picking stocks.
7) AVOID UNIT TRUSTS
Unit trusts have always marketed themselves as these glorious bastions of out-performances, run by dedicated professionals. But a Wall Street Journal study showed that, on average, professional fund managers are not any better at stock picking than chimpanzees throwing darts at a newspaper.
After taking sales charges, management fees and so on into account, you are almost always better off buying a benchmark index-tracking Exchange-Traded Funds, or ETFs.
What’s the first thing that comes to your mind when you found out that you have strike a lottery?
I bet your answer would be “I can finally quit my job and retire early!” But chances are that lady luck may not choose you to be the one. Rather than leaving things to destiny, here are some tips that you can use to seek early retirement.
1) DON’T BUY A CAR
An automobile, unlike property, never appreciates in value, petrol prices are forever increasing and parking as well as traffic jams is often a waste of time and money. Transport should not be a problem in Singapore since we have a world-class public transport system.
2) RENT TO LIVE, BUY TO INVEST
Property prices nowadays are getting ridiculously high and interest rates are increasing steadily. Rent the house you intend to live in and only buy property when economy is down in recession.
Tonight I Celebrate My Love For You by Peabo Bryson Roberta Flack